Why Banks Suck

Do you ever wonder why all the banks suck so much? Why their fees are so high, customer service so awful, and managed incompetently? Why their top executives are able to line their pockets with millions of your dollars while they make bad decisions?

Competition is severely restricted. It is almost impossible to start a bank in America because of the epic amount of regulations preventing new banks.  So now we have just a few banks that are “too big to fail”.  Remove obstacles from entrepreneurs and allow competition in banking and we will have a far healthier country.

Automatic Complimenter Site

I built a new website that automatically compliments you or someone you know last night.  I was playing around with Javascript last night and made an autocomplimenter for Tara, then decided other people might find it useful too.  Just enter the name of someone who needs a compliment, click submit and then copy & paste the link on the right and send it to them.  When they get the link, they click on the “Get Complimented” button and can get as many compliments as they wish!

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Catalina Island Visit

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Tara and I visited Catalina Island off the coast of Los Angeles over the weekend.  We left Friday evening and returned Sunday evening. It was a welcome respite from our labors although when you go on vacation with someone you are already around 24/7 you get on each others nerves still.  We had fun and went hiking, kayaking, biking and ate lots of food.

Evil Business Models

In my humble opinion here are a few business models that are just plain evil:
-Lottos. They are a tax on poor people who are bad at math.
-Government. They don’t care whether you want their services or not, they will hold a gun to your head and force you to buy anyway.
-Cigarette sellers. Addiction is a powerful creator of demand and can make you rich, but killing a generation of people with cancer for profit is disgusting.
-Get rich quick schemes. Preys on wannabe entrepreneurs stealing their capital and twisting their ideas.

Gross Brothers – Winning

Jordan and I played flag football this morning and took turns catching and throwing touchdowns to each other. Jordan threw for two touchdowns and caught one and we accounted for 39 points total between us.

End of An Era: Ford Contour Sold

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Today is a sad day as I part with my 1999 Ford Contour that has served me well for the last six years. It is only the second car I have ever owned.

The Contour is in good hands now though since I have sold it to my friend Kenny Cornutt for $800. He wanted a beater car for his long commute so he didn’t put so many miles on his Mercedes. The Contour has strong internals but is pretty beat up cosmetically (someone did a hit and run on the corner of th bumper while I was in Seattle, and the dash is peeling up).  I gave Kenny a pretty good deal- a price below both Edmunds and KBB. Hopefully the car serves him as well as it has me.

My grandpa helped me buy the Contour six years ago for $2900. The car has essentially cost me slightly less than a dollar a day to own (excluding maintenance and gas) for six years.

Now its time to find a new car – I am looking at SUVs preferably around 04-07 and under $12k.

I had Tara take a funny photo of Kenny and I below with me looking like a sleazy salesman.

Hawthorne CA Web Designer – Quick & Reliable

Call me now to discuss your web design & SEO strategy at 310-736-2848

If you own a business in Hawthorne, California, and you are looking for a designer to design and build a web site for your company, there are a number of options available. Not only are there many designers in and around the Hawthorne, CA area, but there are also web designers across Los Angeles and Orange County that you could work with to launch your company’s online presence. With so many options to choose from, it can be hard to know where to start looking, or even what to look for. While you will never really know until the site is up and running whether your Hawthorne, CA web designer did a good job, there are few things you can keep in mind while you are searching, in order to get the right person for the job.

1) It’s not all about experience

When you are working with a technical person, experience counts. You want to know that they have been around long enough to see when things go wrong with computers, cars, plumbing, or electricity, and lived to tell about it.

When you are working with a creative person, experience doesn’t count as much as flexibility. You want to know that your Hawthorne, CA web designer is capable of thinking in new and creative ways, so that you don’t end up with the same website as his last client, but with a different color scheme and logo.

In fact, older designers may have been doing it for so long that they are stuck in a creative rut, and have a few templates that have worked well for them in the past, that they now use over and over. If you don’t mind having a well-tested template and design approach, then older designers are a fine choice. But if you are looking for creativity and flexibility, you can really get something unique from younger, less experienced designers.

Younger designers are also more likely to have gone to school and have a degree in web design or at least some kind of creative, design-related discipline. In the early days of the web, a number of people sort of fell into web design as their companies decided that they needed a website, but didn’t quite know how to build one. They have likely picked up the skills and latest techniques of website design along the way—every good professional should keep current on the trends in his or her industry—but more recently-minted Hawthorne, CA web designers will have fresher experience with the new ideas, and not be as stuck in the older ways of doing things.

2) Look at the portfolio

That being said, it is important to know that your Hawthorne, CA web designer knows what he or she is doing. That’s why you should ask to see his or her portfolio at your first meeting. If possible, you should be able to look at your Hawthorne, CA web designer’s own page and see the range of work that he or she has done, even if it doesn’t include a ton of live sites. You should also check to make sure that your Hawthorne, CA web designer has some basic web-design skills like HTML, CSS, and Java, as well as Flash, if you want your site to be a little more complex. Your web designer should also employ or be able to recommend a good graphic designer and a copywriter, specifically one with some knowledge of search engine optimization (SEO) writing.

Call me now to discuss your web design & SEO strategy at 310-736-2848

Perhaps more importantly, though, is that looking at a portfolio will let you understand your Hawthorne, CA web designer’s style. Before you sign up with a web designer, you want to be sure that they have the stylistic sensibilities that are going to be able to fully represent your business. You don’t want to work with a web designer that has a completely different aesthetic and design philosophy than you, no matter how experienced he or she is.

3) What do they charge?

How much your Hawthorne, CA web designer is going to charge you for a job is an important question to ask. But that doesn’t mean that it should be your first question. Talk to them a little bit about their approach, what they include, and what kind of pre- and post-launch service they provide. That way, when they give you the actual figure, you have some concrete details attached to it. That being said, there are some things to keep in mind:

–       Don’t ask a designer to work for free. Yes, creative people need to build their portfolios, especially ones that are just starting out. But they also need to eat and pay rent. Besides, when was the last time you actually got something good for free? This website is going to be the face of your business on the internet – and you get what you pay for.

–       Don’t overpay either. If your Hawthorne, CA web designer’s office is furnished with designer furniture and water fountains, you are probably in the wrong place. Ask them who their clients are. If they work with a lot of large companies and expensive services, they are used to billing at a higher rate than you are likely to want to pay.

–       A typical going rate for a professional site is typically $125 per hour but keep in mind that this can vary. They might charge more for landing pages and less for product pages, or pages with more graphics and copy might cost more than those with less. Therefore, it is a good idea to ask for a specific breakdown of why they charge what they do. Also, receiving a set quote upfront, instead of relying on hourly billing may also save you from a big surprise in the end.

Like any buying decision for your business, there are probably a number of right decisions, and countless wrong ones. But if you ask a few basic questions up front, you will have a good idea of who your Hawthorne, CA web designer is, and what they have to offer your business.

Call me now to discuss your web design & SEO strategy at 310-736-2848

Liberty University (Falwell’s BS School) Gets $445 Million of Taxpayer Money

http://www.salon.com/news/politics/war_room/2011/04/05/liberty_university_federal_money

Awesome.

I am not really sure why I work so hard to build my business when the government steals it all in the form of taxes and gives it to scams like Liberty University, AIG, and unions.

Chevron: Power Politics

Chevron, Exxon and other oil companies got together to defend their public subsidies on Capitol Hill today. Nothing makes me more sick than companies that make enormous amounts of money polluting the envioronment and supporting dictators like those in Saudi Arabia…. and do it by taking billions in handouts at taxpayers expense. All of the small businesses like mine have to pay for these scam artists.

Iranian Response To Bin Laden’s Death

I asked my good friend the Black Rooster in Iran what public response had been to Bin Laden’s death there.  His answer is surprising:

The general public dont really talk about it that much to be honest. They are pretty much like whatever. But the state media obviously tries to say shit like bin laden has been dead for years and they feed on all the conspiracy theories that are out there. the state media said that the fact that they could capture him alive but instead killed him and dumped the body in the ocean is very suspicious. In my opinion I think its awesome that Bin Laden that SOB is dead. He was a terrorist and a murderer but evertyhing surrounding his death is a little suspicious. I mean when the US captured Saddam they held a trial and convicted him in a court. When they killed his sons they sowed the whole world proper evidence that his sons were dead. Its highly unlike the US to just kill the most wanted man on earth without trying to capture him and get info out of him and then try him in an international court. I mean the amount of facts that you could get out this man regarding the Al Queida network and how these terrorist orgnaiztions function would be priceless.