People blame insurance, but insurance is just a willing punching dummy. Insurance just charges a percentage over the base costs. This is why every president who has tried insurance reform has failed. The guilty are the hospitals and the American Medical Association, which limits seats of new doctors in the USA. It is the strongest trade union on the planet, making millions for it’s members and using the excuse of “safety” to try to pull the wool over our eyes.
We can put a stop to this by ending the monopoly the AMA holds and by ending the regulatory capture hospitals have over the system. Open up healthcare to any entrepreneur who wants to make a difference and you will see prices drop to 1/100th of what they are now and you will see the quality of care go up 100x.