I have had a Chase HSA for a year and finally actually looked into what they’ve been doing. They charge me a $2.50 a month fee just for having an account (even though I have a high balance)! They also charged me a $20.00 processing fee for simply taking some of the money out! Chase HSA is a huge ripoff and I strongly recommend you not to use it! I have been waiting on the phone for 30 minutes now listening to Chase HSA’s garbage jazz music trying to talk to an account representative. Awful awful awful company.
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Literally went through this myself today. They act like they are doing you a favor by refunding you 12 months of fees when they actually took 48 months of fees out my once high balance account and made it negative.